Let’s Stick Together
Posted on | October 12, 2007 | No Comments
I think I have finally come up with some really good information to share with you. Well, maybe not information. More like an idea – but a real good one.
Carpooling! I think this may be the answer to falling mortgage inspection fees and higher gasoline prices.
Picture this. You can get together with a few of your fellow mortgage inspection contractors in your area. Say about 25% of them -no more than ten or twelve reps. With twelve reps per car – I recommend a 1976 Cadillac Fleetwood Seventy-Five – gas is no longer $3.00 per gallon. Now it’s only 25¢ per gallon per rep.
Since I have been put in my place at least twice this week, let me admit right now that I had a little help forming this idea. I drove sixteen miles up Interstate 65 to get one inspection in Creola Alabama and happened to see the Department of Illegal Immigration Assistance Truck helping out a bus full of guys headed for work. See the picture.
I thought to myself, “Now there’s some guys that know how to stick together. They watch out for each other, they travel together ….”.
And then boom, that’s when it came to me.
Driving the sixteen miles back down Interstate 65, I got some more really, really wild ideas.
Lets say that you get a $100 charge back on one of your $5 inspections. You could literally laugh in their face – that’s only $8.333 per rep! Now watch this. Say you get blamed for a mix up on that $5 inspection and the company that sent you the inspection wants you to pay a $40,000 claim. Heck, that’s only $3333.333 per inspector.
One more thing. And this may not be entirely ethical but the group could possibly copy the tactics of some of the bigger mortgage servicing outfits and put the entire blame on the dumbest rep in the car. Convince him it’s all his fault and let him pay the entire $40,000.
I hope you realize that this is going to only work if you are doing mortgage inspections. Since commercial inspections and insurance inspections normally do not require insurance and have no charge backs, there is no advantage to this system except maybe the gasoline savings.
If you are at all interested in this idea, please let me know. We may be able to put this into place nationally. You know. Kind of help each other.
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